Fixing Illiquid Asset Monetisation with Real-World Asset Tokenisation

The Problem

Mid-market firms holding illiquid assets—such as property, equipment, or long-term project income streams—faced major friction when trying to raise capital. Traditional fundraising required lengthy legal processes, slow investor onboarding, high administrative overhead, and little to no secondary market liquidity. These constraints limited the pool of potential investors and made pricing discovery difficult. The organisation needed a legally compliant, scalable way to fractionalise ownership and create optional liquidity without compromising regulatory obligations.

The Solution

One of our digital squads designed a hybrid real-world asset (RWA) tokenisation model that linked legal asset ownership to on-chain fractional tokens through an SPV and compliant legal wrapper. Smart contracts automated distribution events, cap table logic, transfer rules, and compliance triggers.

Investors accessed a dedicated dashboard with integrated KYC/KYB onboarding, real-time holdings, and transfer permissions. Regulatory constraints were enforced through transfer restrictions and rule-based validation, while an opt-in secondary trading venue provided optional liquidity for qualified participants. Legal and tax structuring was developed in parallel to ensure enforceability, clarity of rights, and full alignment with existing asset governance.

The Impact

Faster capital raises through fractional ownership and broader investor participation
Reduced administrative cost per investor with automated distributions and reporting
Optional secondary liquidity increased investor appetite and improved price discovery
Lower settlement and reconciliation overhead versus traditional off-chain SPV processes